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Savings Accounts That Work Harder for You

Secure your future with competitive interest rates, full FSCS protection, and flexible savings options from Sterling Bank Savings in partnership with Barclays. Start building wealth today with confidence.

£5.2bn+

Total Customer Savings Deposits

485,000+

Active Savings Customers

4.85%

Top Easy Access Rate (AER)

£85,000

FSCS Protection per Person

Why Save With Sterling Bank Savings?

In an uncertain world, your savings deserve security, growth, and flexibility. We combine the trusted strength of Barclays with the personal service of Sterling Bank Savings to offer accounts that truly work for you.

  • 🔒
    Fully Protected Eligible deposits are protected up to £85,000 per person by the Financial Services Compensation Scheme (FSCS).
  • 📈
    Competitive Rates Market-leading interest rates on easy access, notice, and fixed-rate accounts.
  • 📱
    Digital Convenience Manage your savings anytime via our secure online banking or mobile app.
Savings Growth

Choose the Right Savings Account for You

🌱

Easy Access Savings

Instant access to your money whenever you need it, with competitive variable rates.

  • ✓ No notice required
  • ✓ Up to 4.85% AER
  • ✓ Unlimited withdrawals
🔒

Fixed Rate Bonds

Lock in a guaranteed rate for 1–5 years and watch your savings grow with certainty.

  • ✓ Fixed interest rate
  • ✓ Terms from 6 months to 5 years
  • ✓ Ideal for medium-term goals
🏦

Cash ISAs

Tax-free savings up to the annual ISA allowance with the same security and flexibility.

  • ✓ Tax-free interest
  • ✓ Easy access or fixed options
  • ✓ £20,000 annual limit

The Power of Compound Interest

Small, regular savings can grow into substantial wealth over time. See how consistent saving combined with competitive interest rates can help you achieve your financial goals.

Compound Interest Growth

£150 Monthly Savings Example (at 4.5% AER)

After 5 years

£10,200

Total Deposited

£9,000

After 10 years

£23,800

Total Deposited

£18,000

After 20 years

£62,500

Total Deposited

£36,000

*Illustrative example. Actual returns depend on interest rates and may vary.

Simple vs Compound Interest (5% Annual)

Simple vs Compound Interest Chart

Long-Term Savings Growth

Compound Interest Growth Example

Your Money is Safe and Secure

FSCS Protected

Up to £85,000 per person, per authorised institution — fully protected by the UK Government scheme.

Advanced Security

256-bit encryption, real-time fraud monitoring, and multi-factor authentication keep your savings safe.

Trusted by Thousands

Join over 485,000 savers who trust us with their financial future every day.

Start Saving With Confidence Today

Open a savings account in minutes and begin earning competitive interest on your hard-earned money.